Impact of Remittance on Rural Areas Livelihood: A Case of Tilottama, Rupandehi, Nepal

Abstract

Purpose: The impact of remittances on rural areas livelihood has been carried out with a case study of Tilottama Municipality ward number 13 of Rupandehi District in Nepal as a micro level study.

Design/Methodology/Approach: The primary data is collected from questionnaire interview scheduled, key informant interview and observation and secondary data from both published as well as unpublished thesis, journal, and research paper. Out of total household i.e., 1320, in the study area, out of them 231 households have been receiving remittance from Malaysia and Golf Countries for more than a one year ago. Among them, 30 percent households i.e., 70 households will be selected on the basis of simple purposive sampling.

Findings/Results: The majority of destination for the foreign employment was UAE which is 30% followed by Malaysia, Qatar and Saudi Arabia. The maximum number of migrant workers works as Security Guard i.e.,28.57%. The maximum earning from them lies between Rs.45,000 to Rs.50,000 per month and send maximum remittance between Rs. 35,000 to Rs.45,000 monthly out of which around 50% through the legal procedure. The maximum expenditure used on regular household expenditure i.e.,41.36%, followed by education, health and other expenses. The remaining money is used for the investment purpose. After the remittance inflows towards the study area, there living standard, economic status, housing structure, household amenities, toilet facilities, health facilities have been positively changed.

Originality/Values: The living standard has been positively changed so the policy maker should make it more systematic by implementing financial literacy program and facilitating the skill development and vocational training program to give rural peoples with marketable skills.

Type of Paper: Research Case Study